Rent vs buy calculator
See how renting or buying impacts your finances — monthly payments and long-term position.
Your circumstances
Adjust price, rent, mortgage terms, and how long you plan to stay.
Monthly payments
Buying (mortgage)
AED 6,670
Renting (year 1)
AED 7,083
Long-term position (10 years)
Total rent paidAED 974,380
Total buy cost (down + mortgage + maintenance)AED 1,250,400
Estimated equity at endAED 1,243,342
Net position — buy-AED 7,058
Net position — rent-AED 974,380
Buying may overtake renting around year 1, assuming steady appreciation and rent growth.
Indicative outlook
Buying may build more wealth over this horizon
Illustrative only — not financial advice. UAE mortgage eligibility, fees, and off-plan payment plans will change your real numbers.