Mortgage calculator
Repayments, fees, and stress-tested affordability — then get pre-approved.
Your mortgage
UAE norms applied: max 25-year term, expat minimum 20% down payment under AED 5M.
Monthly payment
AED 6,501
Stress-tested at +2%: AED 7,916/month
Breakdown
Down paymentAED 300,000
Loan amountAED 1,200,000
Total interest over termAED 750,300
DLD transfer fee (4%)AED 60,000
Typical fixed fees (trustee, valuation, registration)AED 8,000
Estimated cash to closeAED 368,000
Illustrative only — not financial advice. Off-plan purchases under construction are commonly capped at 50% loan-to-value; completed-property caps differ. Confirm current rates and eligibility with your bank.
Get pre-approved before you shortlist.
Pre-approval tells you exactly what you can borrow — so you can negotiate off-plan payment plans with confidence. Our licensed UAE mortgage partners confirm eligibility, current rates, and off-plan LTV caps at no cost.
- • Free eligibility check, no obligation
- • Off-plan and handover-mortgage guidance
- • Resident and non-resident options